To search for an item in the Society's Lending Criteria you can either:

  • Select the category - Residential, Buy to Let etc
  • You can then:
    • Search for key words - "BTL", "Income", "Self Employed" etc OR
    • Select the All or First Letter within the alphabetical filter

Filter Lending Criteria Alphabetically:

All a b c d e f g h i j k l m n o p q r s t u v w x y z

Policy

Min/Max Loan Amount Max LTV

Maximum Loan To Value

Maximum LTVs are dependant on Application Score

Loan Amount Max LTV
Up to £450,000 95%*
£450,001 - £500,000 90%
£500,001 - £625,000 85%
£625,001 - £750,000 80%
above £750,000 75%

* 95% LTV available for residential purchase business only (not available for remortgages). In addition the following lending types are limited to 90% LTV: Shared Ownership/Help to Buy/Right to Buy/New Build/LIFT.

No minimum loan but minimum property value / purchase price (whichever the lowest) £50,000.

All loans in excess of £1m must be referred to the Society for consideration.