In 2022, we want to help 10,000 people buy their first home. And to do that, we’re making things easier for brokers like you to help First Time Buyers.

Supporting First Time Buyers

We’re committed to supporting First Time Buyers with products to help more of your clients with affordability and giving you access to talk to our underwriting team when you need them. Here are some of the key highlights from our proposition:

Skipton Building Society was founded in 1853 to help people own their own homes, and 169 years later, we’re still here, doing just that. From attractive product rates to common sense criteria, we’re here to support you in getting your clients the keys to their first home.

Jen Lloyd, Senior Mortgage Product Manager

What are First Time Buyers really thinking?

Did you know 71% of homeowners wished the home buying process was simpler? In a 2022 survey conducted of 2,000 homeowners conducted by Skipton, 8 out of 10 people who admitted to being confused by the aspect of the home buying process said they were too embarrassed to ask things like ‘What is stamp duty?’ and ‘What’s the difference between a mortgage Decision in Principle and a mortgage offer?

60% also said they felt overwhelmed talking to estate agents, solicitors and mortgage advisors and didn’t want to look ‘stupid’ in front of them.

So, to make things easier for you when you’re having conversations with your clients, we’ve pulled together an article which highlights what First Time Buyers are thinking.

A lucky number of us remember that feeling we had as First Time Buyers, turning the key, unlocking the door to a home of our own. Helping First Time Buyers to get on the ladder links to one of our core ambitions as a building society to support home ownership. At Skipton, we will continue to help more First Time Buyers take that leap into home ownership.

Rachael Hunnisett, National Accounts & New Build Lead

Helpful information for your First Time Buyers


Read our step-by-step guide to support your clients through the house buying process:


Useful articles for first time buyers:

  1. Mortgage jargon buster (
  2. 11 of the most asked questions by first time buyers (

We’re committed to helping first time buyers. If you want to work with a lender who makes things easier, speak to your local Skipton Building Society for Intermediaries BDM today.

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Product range

Take a look at our range of mortgages designed with first time buyers in mind.

Product range

We have a range of tools including our affordability and monthly payments calculators.

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