Lowering the ladder on our first-time buyer range
With all the challenges facing first-time buyers, we felt it was time to act, to bring the ladder closer to your clients and remove some of the upfront costs and barriers that stand in their way.
That’s why we've introduced our first-time buyer range, a selection of products and offers designed to give your clients more opportunity to realise their dream of home-ownership.
- Up to £1,500 cashback* on selected products.
- Up to 5.5x loan to income on up to 90% LTV for incomes >£100,000
- Extra £250 cashback for Skipton Lifetime ISA customers (Terms and conditions [PDF] apply)
- Up to 40 year terms available.
- Income Booster (Joint Borrower, Sole Proprietor).
- Free standard valuation for mortgage purposes.
- No completion fee on our first-time buyer exclusive products.
- Up to 95% LTV (including new build houses and flats).
- Fixed rate options.
- Discounted home surveys by Connells.
- Delayed Start Mortgage – mortgage repayments are deferred for the first three months.
*The £1,500 cashback is only on selected products, the minimum loan size is £125,000. Cashback is paid following the completion of your client's home purchase.
